Terms of Service

Last updated: September 2026

These Terms of Service ("Terms") govern your access to and use of the IFSC Validation API (the "Service") provided by Power Global ("we", "us", or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.

1. Acceptance of Terms

By registering for an account, obtaining an API key, or otherwise accessing the Service, you confirm that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any applicable guidelines.

2. Description of Service

The IFSC Validation API enables developers and enterprises to validate Indian Financial System Codes (IFSC) and retrieve corresponding bank branch information. The Service is provided on a pay-as-you-go basis as described in our Pricing page.

3. Account Registration and Security

You must provide accurate, complete, and current information during registration.
You are solely responsible for maintaining the confidentiality of your API keys and account credentials.
You agree to notify us immediately of any unauthorized use of your account or any other breach of security.

4. Acceptable Use Policy

You agree not to misuse the Service. Prohibited activities include, but are not limited to:

Attempting to bypass, disable, or interfere with any security feature of the Service.
Using the Service for any unlawful, fraudulent, or malicious purpose.
Reselling or redistributing the API data without prior written consent.
Overloading the infrastructure with excessive requests beyond your plan limits.

                Abuse / DDoS Policy: Any attempt to abuse the Service, including but not limited to launching or facilitating Distributed Denial of Service (DDoS) attacks, brute-force attacks, or any activity that disrupts the availability or performance of the Service, will result in immediate suspension of your account without any prior notice. We reserve the right to terminate your access permanently and pursue legal action if necessary.
            

5. Fees and Payment

Usage is billed at the rate of $1.50 (₹150) per 1,000 validations.
All payments are due upon invoice or auto-deduction from your prepaid balance.
Failure to maintain sufficient balance may result in temporary service suspension until payment is received.

6. Intellectual Property

The Service, including all software, documentation, and data provided, is owned by Power Global and protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to use the Service solely for your internal business purposes.

7. Limitation of Liability

To the maximum extent permitted by law, Power Global shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or business, arising out of or related to your use of the Service.

8. Termination

We may suspend or terminate your access to the Service at any time, with or without cause, and without prior notice, including for violation of these Terms or suspected fraudulent activity. Upon termination, your right to use the Service will immediately cease.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any material changes by posting the updated Terms on this page. Your continued use of the Service after any such changes constitutes your acceptance of the new Terms.

Additional Terms: By using this Service, you also agree to Power Global's general Privacy Policy and Terms of Service.

10. Contact Us

If you have any questions about these Terms, please contact us at support@powerglobal.in.